DEVTrails 2026 · Guidewire Hackathon

ZeroDelay

Disruption hits. Money lands. Zero delay.

Parametric income insurance for India's 7 million gig delivery workers. No claim forms. No waiting. Automatic UPI payouts triggered by real-world data.

7M+
uninsured gig workers
₹30
weekly premium
₹2,000
max weekly payout
<5 min
payout time

Worker login

Sign in to your insurance dashboard

Demo credentials
Mobile: 9876543210 · Password: ravi123

New worker? Register here

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Create your account

Set up your income protection in 2 minutes

Your insurance plan
Weekly premium₹30
Max weekly payout₹2,000
Claim processingAutomatic
Payout methodUPI (instant)

Already registered? Login here

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Policy Active
Ravi K.
RK
Ravi Kumar
Swiggy · Velachery · Active since Mar 2026
Policy active
Weekly premium
₹30
Next due: Sun
Total paid out
₹700
This month
Coverage status
Active
Zone risk: Medium

Current conditions — Velachery

Live
🌧
Rainfall
28 mm
Safe
🌡
Temperature
36°C
Safe
💨
Air Quality
AQI 142
Safe
🌊
Flood Alert
None
Safe
Conditions checked every 15 minutes. Payouts trigger automatically.

Recent activity

₹
Payout received — Heavy rain
Mar 15, 2026 · ₹400 → UPI
Paid
₹
Payout received — Flood alert
Mar 12, 2026 · ₹500 → UPI
Paid
✓
Premium paid
Mar 10, 2026 · ₹30 deducted
Done

Report a disruption

Manual claim

If an automatic trigger was missed or you faced a disruption not covered by sensors, report it here. Our team reviews manual reports within 2 hours.

📷
Tap to upload photo
JPG, PNG up to 5MB
Total received
₹1,700
Since joining
This month
₹700
2 payouts
Pending review
0
Manual reports

Payout history

🌧
Heavy rain trigger
Mar 15, 2026 · Auto-triggered · Rainfall 88mm
+₹400
Paid
🌊
Flood alert trigger
Mar 12, 2026 · Auto-triggered · Level 2 alert
+₹500
Paid
🌡
Heatwave trigger
Feb 28, 2026 · Auto-triggered · Temp 44°C
+₹300
Paid
📋
Manual report — Curfew
Feb 20, 2026 · Reviewed & approved
+₹500
Paid
🌧
Heavy rain trigger
Feb 14, 2026 · Auto-triggered · Rainfall 76mm
+₹400
Paid

Payout method

⚡
UPI ID linked
ravi.kumar@upi
Verified

All payouts are sent to this UPI ID within 5 minutes of trigger. Contact support to update.

My policy

Active
Policy ID
ZD-CHN-4821
Worker name
Ravi Kumar
Platform
Swiggy
Delivery zone
Velachery, Chennai
Weekly premium
₹30
Max weekly coverage
₹2,000
Policy start
Mar 1, 2026
Next renewal
Mar 22, 2026

Covered events

🌧
Heavy rain
Rainfall >70mm/hr
₹400
🌡
Heatwave
Temperature >42°C
₹300
💨
Severe pollution
AQI >350
₹300
🌊
Flood / waterlogging
Govt Level 2+ alert
₹500
🔒
Curfew / shutdown
Government notification
₹500

Admin demo — trigger simulator

Demo only

Simulate a disruption to see the auto-payout flow.

🌧RainfallSafe
30 mm
🌡TemperatureSafe
32°C
💨AQISafe
AQI 120
🌊FloodSafe
None